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Kotak Life Guaranteed Savings Plan vs Kotak Fortune Maximiser Plan

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Kotak Life Guaranteed Savings Plan vs Kotak Fortune Maximiser Plan

Kotak Life Guaranteed Savings Plan

Kotak Life Guaranteed Savings Plan combines a guaranteed savings plan and a life insurance plan. In case of your uncertain demise, your loved ones will get death benefits, and if you outlive the policy tenure you will be paid maturity amount along with applicable additions. You can also choose from ...

Kotak Fortune Maximiser Plan

Kotak Fortune Maximiser is a limited-pay participating endowment plan designed to be customized as per your different objectives. This investment plan offers a choice of 3 life cover options: Life Goal Maximiser, Bright Future Maximiser, or Golden Years Maximiser. You'll even get multiple bonus payo...

PLAN DETAILS

Kotak Life Guaranteed Savings Plan


Kotak Fortune Maximiser Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed loyalty additions
  • Limited premium payment options
  • Waiting period
  • Spouse Life Cover
  • Coverage till 85 years
  • Choice of Bonus Payout
Plan Uniqueness
  • Loyalty additions
  • Tax benefits
  • Policy loan
  • Spouse Life Cover
  • Coverage till 85 years
  • Choice of Bonus Payout
Plan Maturity age Maximum maturity age: 75 years 85 years
Premium payment term 5,7,8,10 years 6, 8, 10, 12, 15 years
Plan Entry Age Minimum entry age: 3 years Maximum entry age: 60 years Min- 90 days, Max- 60 years
Sum assured Based on premium age, policy term, and premium payment term No Limit
Premium payment frequency Monthly, Quarterly, Half- yearly, and Yearly Yearly, Half-yearly, Quarterly and Monthly
Plan Sample Premium - No Limit
Plan Brochure Brochure URL Brochure URL
Policy tenure 10/ 14/ 15/16/20 years 85 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

Kotak Life Guaranteed Savings Plan combines a guaranteed savings plan and a life insurance plan. In case of your uncertain demise, your loved ones will get death benefits, and if you outlive the policy tenure you will be paid maturity amount along with applicable additions.

You can also choose from multiple rider benefits to enhance the coverage of your base plan. This article will provide you with complete information about Guaranteed Savings Plan Kotak including its features, benefits, eligibility criteria, and available buying options.

Kotak Guaranteed Savings Plan is a unique life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

Kotak Guaranteed Savings Plan offers you a range of benefits including:

why-choose
  • Policy loan
  • Tax Benefits
  • Death benefit
  • Waiting period 
  • Flexible payment terms 
  • Maturity benefits 

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