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Lic Bima Diamond
VS
Lic Komal Jeevan
| PLAN DETAILS |
Lic Bima Diamond |
Lic Komal Jeevan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Uniqueness |
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| Plan Maturity age | Maximum Maturity Age - 65 years | Maximum Maturity Age - 26 years |
| Premium payment term | 10 to 15 years | 18 years |
| Plan Entry Age | Minimum Age - 14 years Maximum Age - 45 years | Minimum Age - 90 days Maximum Age - 10 years |
| Sum assured | Rs 1 lakh to Rs 5 lakh | Rs 1 lakh to Rs 25 lakhs |
| Premium payment frequency | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy tenure | 16, 20, 24 years | Minimum term - 10 years Maximum term - 26 years |
| Claim Settlement Ratio (2024-25) | 98.5% | 98.5% |
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LIC Komal Jeevan Plan | LIC Children Moneyback Plan | Best LIC Child Insurance Plan |
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LIC launched the Bima Diamond Plan (table No. 841) on September 19, 2016. This is a non-linked plan, i.e. it doesn't depend on the share market. It is a limited premium paying money-back plan in which the policyholder would be paying fewer premiums for a more extensive policy coverage period.
It provides an aggregate of insurance and savings that cover the financial requirements of the family in the event of the miserable death of the policyholder even after the policy tenure.
This is one of the close-ended plans with the last date for enrollment being August 31st, 2017 accompanied by the LIC’s Diamond Jubilee Year.
LIC Bima Diamond Plan offers you a range of benefits including:
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