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Lic Jeevan Lakshya
VS
Sbi Smart Wealth Builder
| PLAN DETAILS |
Lic Jeevan Lakshya |
Sbi Smart Wealth Builder |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Uniqueness |
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| Plan Maturity age | Maximum Maturity Age - 65 years | Maximum Maturity Age - 70 years |
| Premium payment term | Policy term minus 3 years | 5 to 30 years |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 50 years | Minimum Age - 7 years Maximum Age - 55 years |
| Sum assured | Rs 1 lakh to No limit | 10 X Annualized Premium |
| Premium payment frequency | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy tenure | Minimum term - 13 years Maximum term - 25 years | 5 to 30 years |
| Claim Settlement Ratio (2024-25) | 98.5% | Minimum Age- 14 year |
For the financial security of children and families, the LIC Jeevan Lakshya Plan (Plan No: 933) is the most suitable one. It is a collection of savings plus it covers the risk factor. It is a limited premium paying plan that is not at all linked and classified With-Profits Endowment Assurance plan. This plan started in March in the year 2015. In the case of the death of the policyholder, this plan will provide an annual income that could be beneficial to the family of the deceased. A lump sum amount is also given at the end of the maturity period regardless if the policyholder is alive or not. This plan is not available online so to buy this plan agents and brokers are to be contacted. One can even buy this plan by visiting the branch offices of the company or visiting their executives.
LIC Jeevan Lakshya Plan offers you a range of benefits including:
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