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Lic Jeevan Saathi
VS
Sbi Smart Platina Assure
| PLAN DETAILS |
Lic Jeevan Saathi |
Sbi Smart Platina Assure |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Uniqueness |
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| Plan Maturity age | Maximum Maturity Age - 70 years | Maximum Maturity Age - 65 years |
| Premium payment term | 10 to 20 years | 7, 10 years |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 55 years | Minimum Age - 18 years Maximum Age - 60 years |
| Sum assured | Rs 10,000 to No limit | Rs 5,50,000 lakh to No limit |
| Premium payment frequency | Annual, half-yearly, quarterly & monthly | Annual & monthly |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy tenure | Minimum term - 10 years Maximum term - 20 years | Minimum term - 15 years Maximum term - 20 years |
| Claim Settlement Ratio (2024-25) | 98.5% | Minimum Age - 5 year |
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SBI Life Smart Platina Assure | SBI Life Insurance 2024 | SBI Smart Platina Assure Plan | SBI Life |
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LIC Jeevan Saathi is basically an endowment assurance policy that is there to ensure the lives of husband and wife. It offers the required financial protection to the insured's life. Under the same, the insured lives will be able to get the maturity amount and the end of the policy term.
It is a unit-linked insurance plan under which a couple can get the required insurance coverage within a single policy. In this policy, the proposer will be called Principal Life Assured (P.L.A.) and the other life (husband/wife) will be called Spouse Life Assured (S.L.A.). Recently, this plan has gained so much popularity just because of its unique features. The plan allows the P.L.A. to choose the sum assured amount, under which both lives will be insured. It may also vary if you opt for a single premium or regular premium contract, as well as your age and the amount of premium agreed to pay.
When it comes to regular premium policies, in case of the demise of the P.L.A. during the policy's tenure, the plan will help his/her spouse for waiver of all future premiums including outstanding premiums as well.
LIC Jeevan Saathi Plan offers you a range of benefits including:
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