Sbi Life New Smart Samriddhi
vs
Bharti Axa Life Super Endowment Plan
- Choose your coverage tenure
- Multiple sum assured options
- Enhance coverage with add-ons
| PLAN DETAILS |
 Sbi Life New Smart Samriddhi |
1301-17325165391097-1738133204.webp){kind=logo} Bharti Axa Life Super Endowment Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Uniqueness |
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| Plan Maturity age | Maximum maturity age: 65 years | 80 years |
| Premium payment term | Same as the policy term | 8 to 15 years |
| Plan Entry Age | Minimum entry age: 30 days Maximum entry age: 50 Years | Minimum - 91 days, Maximum - 60 years |
| Sum assured | Minimum sum assured: 65,000 Maximum sum assured: 10,18,000 | Minimum- Rs 3000, Maximum- No limit |
| Premium payment frequency | Monthly,Yearly | Quarterly, Half-yearly, and Yearly. |
| Plan Sample Premium | - | Rs 12000 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy tenure | 12,15 and 20 years | 16, 18 and 20 years |
| Claim Settlement Ratio (2023-24) | Minimum Age - 5 year | Minimum Age - 0 year |
SBI Life Smart Samridhhi Plan is a fusion of an insurance plan as well as a savings plan. This SBI plan offers you life coverage throughout the policy tenure along with maturity benefits which range from 143% to 229% of annual premiums in exchange for limited-term premium pay. Along with dual benefits it also offers you guaranteed additions annually based on your premium payments. These benefits ultimately increase your maturity payment or life cover.
For premiums less than Rs 30,000, the guaranteed benefits rate is 5.5% while for premiums greater than Rs 30,000, the rate is 6%. You can purchase this plan without a medical test. This plan is an ideal choice if you are looking for a life cover along with a guaranteed lump sum to meet your financial obligations.
SBI Life New Smart Samriddhi is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.
SBI Life New Smart Samriddhi Plan offers you a range of benefits including:
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