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Sbi Life Smart Platina Plus vs Flexi Smart Plus

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Sbi Life Smart Platina Plus vs Flexi Smart Plus

Sbi Life Smart Platina Plus

SBI Life Smart Platina Plus is a comprehensive, non-linked, non-participating individual life insurance savings product offered by SBI Life Insurance. This plan provides the dual benefit of life insurance and a guaranteed regular income option. It features flexible premium payment terms of 6,7,8,10 ...

Flexi Smart Plus

SBI Life Flexi Smart Plus is a non-linked life insurance plan    This plan offers the required comprehensive life insurance cover along with investment opportunities. It is a participating variable insurance plan that allows the beneficiary to receive the sum assured or 105% of total premi...

PLAN DETAILS

Sbi Life Smart Platina Plus


Flexi Smart Plus

Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed addition on maturity
  • Flexible income payout option
  • Limited premium payment option
  • Offers Surrender Benefit
  • Tax Benefits Available
  • 100% Guaranteed Returns
Plan Uniqueness
  • Tax Benefits
  • Loan Benefits
  • 2 Plan options
  • Partial Withdrawal
  • Guranteed Death Benefit
  • Maturity Benefit
Plan Maturity age Maximum maturity age: 99 years Maximum Maturity Age - 65 years
Premium payment term Minimum: 6 Years Maximum: 10 Years Annual, half-yearly, quarterly & monthly
Plan Entry Age Minimum entry age: 30 years Maximum entry age: 60 Years Minimum Age - 18 years Maximum Age - 60 years
Sum assured Minimum sum assured: 5,50,000 Maximum sum assured: No Limit 10 times annual premium
Premium payment frequency Yearly, Half-yearly,Monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 20 years to 36 years Minimum 5 years to Maximum 30 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year 98.39%
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Know More About Plans

SBI Life Smart Platina Plus is a comprehensive, non-linked, non-participating individual life insurance savings product offered by SBI Life Insurance. This plan provides the dual benefit of life insurance and a guaranteed regular income option. It features flexible premium payment terms of 6,7,8,10 years, along with assured returns at maturity of 110% of the total premiums paid.

The SBI Life Smart Platina Plus plan comes with two different plan options: Life income and Guaranteed Income

SBI Life Smart Platina Plus is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

SBI Life Smart Platina Plus Plan offers you a range of benefits including:

why-choose
  • Flexible premium payment
  • Tax Benefits
  • Life Income
  • Policy Loan
  • Available for online sales only
  • Guaranteed Income

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