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Sbi Life Smart Platina Plus vs Lic Aadhaar Shila

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Sbi Life Smart Platina Plus vs Lic Aadhaar Shila

Sbi Life Smart Platina Plus

SBI Life Smart Platina Plus is a comprehensive, non-linked, non-participating individual life insurance savings product offered by SBI Life Insurance. This plan provides the dual benefit of life insurance and a guaranteed regular income option. It features flexible premium payment terms of 6,7,8,10 ...

Lic Aadhaar Shila

LIC’s Aadhaar Shila Plan (Plan No: 944) is a non-linked insurance plan, with profits and a regular premium-paying endowment plan. This plan is a combination plan that offers both savings as well as protection. LIC’s Aadhaar Shila Plan is primarily for female policyholders having Aadhaar ...

PLAN DETAILS

Sbi Life Smart Platina Plus


Lic Aadhaar Shila

Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed addition on maturity
  • Flexible income payout option
  • Limited premium payment option
  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Plan Uniqueness
  • Tax Benefits
  • Loan Benefits
  • 2 Plan options
  • Auto cover facility
  • Female Only Plan
  • Low premium plan.
Plan Maturity age Maximum maturity age: 99 years Maximum Maturity Age - 70 years
Premium payment term Minimum: 6 Years Maximum: 10 Years Same as the policy term
Plan Entry Age Minimum entry age: 30 years Maximum entry age: 60 Years Minimum Age - 8 years Maximum Age - 55 years
Sum assured Minimum sum assured: 5,50,000 Maximum sum assured: No Limit Rs 75,000 to Rs 3,00,000
Premium payment frequency Yearly, Half-yearly,Monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 20 years to 36 years Minimum term - 10 years Maximum term - 20 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year 98.5%
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Know More About Plans

SBI Life Smart Platina Plus is a comprehensive, non-linked, non-participating individual life insurance savings product offered by SBI Life Insurance. This plan provides the dual benefit of life insurance and a guaranteed regular income option. It features flexible premium payment terms of 6,7,8,10 years, along with assured returns at maturity of 110% of the total premiums paid.

The SBI Life Smart Platina Plus plan comes with two different plan options: Life income and Guaranteed Income

SBI Life Smart Platina Plus is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

SBI Life Smart Platina Plus Plan offers you a range of benefits including:

why-choose
  • Flexible premium payment
  • Tax Benefits
  • Life Income
  • Policy Loan
  • Available for online sales only
  • Guaranteed Income

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