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Hdfc Life Guaranteed Income Plan vs Lic Aadhaar Shila

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Hdfc Life Guaranteed Income Plan vs Lic Aadhaar Shila

Hdfc Life Guaranteed Income Plan

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise. HDFC Life Guaranteed Income Insurance Plan offers a ...

Lic Aadhaar Shila

LIC’s Aadhaar Shila Plan (Plan No: 944) is a non-linked, with-profits, regular premium-paying endowment plan. This plan offers a combination of savings and protection. LIC’s Aadhaar Shila Plan is primarily for female policyholders who have an Aadhaar card issued by UIDAI (Unique Identifi...

PLAN DETAILS

Hdfc Life Guaranteed Income Plan


Lic Aadhaar Shila

Premium Including GST
Key Features
(Key features of the plan)
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Plan Uniqueness
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Auto cover facility
  • Female Only Plan
  • Low premium plan.
Plan Maturity age Maximum Maturity Age - 65 years Maximum Maturity Age - 70 years
Premium payment term 8 to 10 years Same as the policy term
Plan Entry Age Minimum Age - 18 years Maximum Age - 49 years Minimum Age - 8 years, Maximum Age - 55 years
Sum assured Minimum - Depends on Monthly Premiums Maximum - No Limit Rs 75,000 to Rs 3,00,000
Premium payment frequency Annual, Semi-Annual, Monthly, Single Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 16 to 20 years Minimum term - 10 years, Maximum term - 20 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year 98.5%

Know More About Plans

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise.

HDFC Life Guaranteed Income Insurance Plan offers a range of benefits, including:

  • Guaranteed income of 11% to 13% per annum
  • Tax Benefits
  • Guaranteed regular income
  • Guaranteed lump sum on maturity
  • Flexibility
  • Rider protection

Other Life Insurance Companies

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