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Icici Pru Cash Advantage
VS
Lic Aadhaar Shila
| PLAN DETAILS |
Icici Pru Cash Advantage |
Lic Aadhaar Shila |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Uniqueness |
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| Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 70 years |
| Premium payment term | 5/10 Years | Same as the policy term |
| Plan Entry Age | Minimum Age - 30 Days, Maximum Age - 60 Years | Minimum Age - 8 years, Maximum Age - 55 years |
| Sum assured | Minimum - 7 times / Maximum - 10 times the available SA | Rs 75,000 to Rs 3,00,000 |
| Premium payment frequency | Annual / Half-yearly / Monthly | Annual, half-yearly, quarterly & monthly |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy tenure | 15 to 20 years | Minimum term - 10 years, Maximum term - 20 years |
| Claim Settlement Ratio (2024-25) | Minimum Age - 5 year | 98.5% |
ICICI Pru Cash Advantage is a non-linked individual life insurance savings plan that offers comprehensive benefits of savings and protection. This plan provides a guaranteed monthly income for 10 years and an additional cash bonus for each policy year (if declared).
You can also avail a policy loan against ICICI Pru Cash Advantage for up to 80% of your surrender value. It is an ideal savings plan for individuals seeking a payout term immediately after the premium payment term.
ICICI Pru Cash Advantage is a diverse life insurance plan. Let's explore its benefits in detail:
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