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Sbi Life Smart Platina Plus vs Sbi Smart Wealth Builder

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Sbi Life Smart Platina Plus vs Sbi Smart Wealth Builder

Sbi Life Smart Platina Plus

SBI Life Smart Platina Plus is a comprehensive, non-linked, non-participating individual life insurance savings product offered by SBI Life Insurance. This plan provides the dual benefit of life insurance and a guaranteed regular income option. It features flexible premium payment terms of 6,7,8,10 ...

Sbi Smart Wealth Builder

SBI Life Smart Wealth Builder is an individual, unit-linked, and non-participating life insurance plan. It comes out with a dual benefit of insurance and investment. The plan offers a guaranteed bonus at different stages during the policy tenure. It is specifically designed for achieving life goals ...

PLAN DETAILS

Sbi Life Smart Platina Plus


Sbi Smart Wealth Builder

Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed addition on maturity
  • Flexible income payout option
  • Limited premium payment option
  • Guaranteed Bonus During Policy Term
  • Free Look Period of 15 Days
  • 1 Free Partial Withdrawal
Plan Uniqueness
  • Tax Benefits
  • Loan Benefits
  • 2 Plan options
  • Death Benefits
  • Maturity Benefits
  • Guaranteed Additions
Plan Maturity age Maximum maturity age: 99 years Maximum Maturity Age - 70 years
Premium payment term Minimum: 6 Years Maximum: 10 Years 5 to 30 years
Plan Entry Age Minimum entry age: 30 years Maximum entry age: 60 Years Minimum Age - 7 years Maximum Age - 55 years
Sum assured Minimum sum assured: 5,50,000 Maximum sum assured: No Limit 10 X Annualized Premium
Premium payment frequency Yearly, Half-yearly,Monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 20 years to 36 years 5 to 30 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age- 14 year
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Know More About Plans

SBI Life Smart Platina Plus is a comprehensive, non-linked, non-participating individual life insurance savings product offered by SBI Life Insurance. This plan provides the dual benefit of life insurance and a guaranteed regular income option. It features flexible premium payment terms of 6,7,8,10 years, along with assured returns at maturity of 110% of the total premiums paid.

The SBI Life Smart Platina Plus plan comes with two different plan options: Life income and Guaranteed Income

SBI Life Smart Platina Plus is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

SBI Life Smart Platina Plus Plan offers you a range of benefits including:

why-choose
  • Flexible premium payment
  • Tax Benefits
  • Life Income
  • Policy Loan
  • Available for online sales only
  • Guaranteed Income

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