Sbi Smart Elite
vs
Digital Icon Guaranteed Return Savings Plan

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  • Multiple sum assured options
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Sbi Smart Elite vs Digital Icon Guaranteed Return Savings Plan

Sbi Smart Elite

SBI Insurance company has been serving the finest insurance products to their customers, such as life insurance, health insurance, motor insurance, or travel insurance. SBI Life Insurance Company has launched a new life insurance plan named SBI Life Smart Elite Plan that provides financial protectio...

Digital Icon Guaranteed Return Savings Plan

Digital Icon Guaranteed Return Savings Plan by Go Digit Life Insurance is a non-linked investment plan. Your funds are not affected by the market conditions and returns are safe and secure ensuring stability.  If you're someone who's looking for a life cover along with a safe, zero-risk investm...

PLAN DETAILS

Sbi Smart Elite


Digital Icon Guaranteed Return Savings Plan

Premium Including GST
Key Features
(Key features of the plan)
  • 9 Investment Fund Choices
  • Switching Option Available
  • Surrender Policy Anytime
  • Guaranteed Returns
  • 2x Sum Assured on Death
  • Comprehensive Life Cover
Plan Uniqueness
  • Death Benefits
  • Maturity Benefits
  • Fund Switching
  • Guaranteed Returns
  • 2x Sum Assured on Death
  • Comprehensive Life Cover
Plan Maturity age Maximum Maturity Age - 65 years Maximum maturity age- 100 years
Premium payment term LPPT: 7/10/12 years, Single-Premium Limited premium, single premium, or regular premium
Plan Entry Age Minimum Age - 18 years Maximum Age - 60 years Minimum Age - 18 years Maximum Age - 65 years
Sum assured 105% of total premiums No limit
Premium payment frequency Annual, half-yearly, quarterly & monthly Yearly, half-yearly, quarterly, monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 5 to 30 years Depends on the plan option you choose
Claim Settlement Ratio (2023-24) Minimum Age- 14 year 99.53

Know More About Plans

Overview

SBI Insurance company has been serving the finest insurance products to their customers, such as life insurance, health insurance, motor insurance, or travel insurance. SBI Life Insurance Company has launched a new life insurance plan named SBI Life Smart Elite Plan that provides financial protection for your better tomorrow.

SBI Smart Elite Policy is a unit-linked and non-participating insurance plan that provides life cover along with investment growth. The plan provides flexibility to pay premiums for limited-term or a single premium, thus offering protection for the long term. This ULIP has been crafted for High Net Worth Individuals.

SBI Smart Elite Plan offers you a range of benefits including:

why-choose
  • Flexibility to pay premiums for 7, 10, or 12 years
  • Accidental Death and Accidental Total and Permanent Disability Benefit
  • Free look period of 15 days
  • Tax Benefits
  • Life Insurance Coverage
  • Switching Option

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.