Sbi Smart Wealth Builder
vs
Digital Icon Guaranteed Return Savings Plan

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Sbi Smart Wealth Builder vs Digital Icon Guaranteed Return Savings Plan

Sbi Smart Wealth Builder

SBI Life Smart Wealth Builder is an individual, unit-linked, and non-participating life insurance plan. It comes out with a dual benefit of insurance and investment. The plan offers a guaranteed bonus at different stages during the policy tenure. It is specifically designed for achieving life goals ...

Digital Icon Guaranteed Return Savings Plan

Digital Icon Guaranteed Return Savings Plan by Go Digit Life Insurance is a non-linked investment plan. Your funds are not affected by the market conditions and returns are safe and secure ensuring stability.  If you're someone who's looking for a life cover along with a safe, zero-risk investm...

PLAN DETAILS

Sbi Smart Wealth Builder


Digital Icon Guaranteed Return Savings Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed Bonus During Policy Term
  • Free Look Period of 15 Days
  • 1 Free Partial Withdrawal
  • Guaranteed Returns
  • 2x Sum Assured on Death
  • Comprehensive Life Cover
Plan Uniqueness
  • Death Benefits
  • Maturity Benefits
  • Guaranteed Additions
  • Guaranteed Returns
  • 2x Sum Assured on Death
  • Comprehensive Life Cover
Plan Maturity age Maximum Maturity Age - 70 years Maximum maturity age- 100 years
Premium payment term 5 to 30 years Limited premium, single premium, or regular premium
Plan Entry Age Minimum Age - 7 years Maximum Age - 55 years Minimum Age - 18 years Maximum Age - 65 years
Sum assured 10 X Annualized Premium No limit
Premium payment frequency Annual, half-yearly, quarterly & monthly Yearly, half-yearly, quarterly, monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 5 to 30 years Depends on the plan option you choose
Claim Settlement Ratio (2023-24) Minimum Age- 14 year 99.53

Know More About Plans

Overview

SBI Life Smart Wealth Builder is an individual, unit-linked, and non-participating life insurance plan. It comes out with a dual benefit of insurance and investment. The plan offers a guaranteed bonus at different stages during the policy tenure. It is specifically designed for achieving life goals such as higher education for your children, marriage, buying a house, travel, etc.

With SBI Life Smart Wealth Builder one can build a financial corpus and can easily fulfill his/her long-term financial goals. Continue reading to explore more about the plan.

SBI Life Smart Wealth Builder Plan offers you a range of benefits including:

why-choose
  • Flexibility to pay premiums for 7, 10, or 12 years
  • Accidental Death and Accidental Total and Permanent Disability Benefit
  • Free look period of 15 days
  • Tax Benefits
  • Life Insurance Coverage
  • Switching Option

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.