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Aditya Birla Sun Life Insurance Saral Jeevan Bima is a simple term insurance plan that offers high life cover at affordable premiums, with flexible premium payment options like single pay, limited pay, and regular pay. It provides a high life cover and comes with an option, Accidental Death Benefit Rider, which allows you to enhance your base cover for additional protection. You can even choose a premium payment term that allows you to pay a premium once, for a limited period, or throughout the policy term.
Aditya Birla Saral Jeevan Bima Plan offers you a range of benefits including:

| PLAN DETAILS |
Aditya Birla Sun Life Insurance Saral Jeevan Bima |
Mera Term Plan Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Maturity age | Maximum Maturity Age - 70 years | Maximum Maturity Age - 70 years |
| Plan Sum Assured | Base sum assured: 5 lakhs to 25 Lakhs | Basic Sum Assured: ₹₹5,000 per member to no limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 15 years Maximum Age - 65 years |
| Plan Payment modes | Monthly, Half-Yearly or Annually | Annual, Semi-Annual, quarterly and Monthly |
| Plan Policy loan | The policy loan is not available under Aditya Birla Life Saral Jeevan Bima | The policy loan is not available under PNB Metlife Mera Term Plan Plus. |
| Plan Sample Premium | Rs 567-/ per month | Rs 545-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years, Maximum term - 40 years | Minimum term - 10 years Maximum term - 99- entry age |
| Claim Settlement Ratio (2024-25) | 98.65 | 99.57% |
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PNB Metlife Mera Term Plan Plus |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your HDFC Life Click 2 Protect Supreme Plan:
It Pays extra amount if death happens due to an accident, over and above base sum assured.
This rider provides financial support if an accident leads to permanent disability and loss of earning ability.