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Bajaj Life Superwoman Term Plan vs Icici Prudential Iprotect Smart Plus Plan

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‘A woman who takes care of everyone in the family deserves a comprehensive solution that provides her protection.’

Bajaj Life Superwoman Term Insurance Plan is a unique offering for female policyholders by Bajaj Life Insurance. This plan offers financial safety to her family in case of her death or diagnosis of any of the 60 listed critical illnesses. The child care benefit offered with this plan provides a regular income (0.1% to 0.5% of the rider sum assured) to cover the education expenses of a dependent child in case something unexpected happens to the mother.

Superwoman Term Plan offers a range of benefits, including:

why-choose
  • Death Benefits
  • Terminal Illness Benefit
  • Waiver of Premium
  • Critical Illness Benefit
  • Child Care Benefit
  • Free Health Management Services
PLAN DETAILS

Bajaj Life Superwoman Term Plan


Icici Prudential Iprotect Smart Plus Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Critical Illness Cover
  • Free Health Management Services
  • Child Care Benefit
  • Choice of Plan Option
  • Premium Break
  • Insta Claim Payment
Plan Maturity age Maximum maturity age- 99 years Maximum maturity age- 99 years
Plan Sum Assured Base sum assured- Rs 50 lakhs to Rs 10 crore Base sum assured- Rs 50 lakhs to Rs No limit
Plan Entry Age Minimum age- 18 years, Maximum age- 60 years Minimum age- 18 years, Maximum age- 65 years
Plan Payment modes Yearly, half-yearly, quarterly, and monthly Yearly, half-yearly, quarterly, and monthly
Plan Policy loan A policy loan is not available with this plan. No policy loan is available under this plan.
Plan Sample Premium Rs 830/- per month Rs 635/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum policy term- 10 years, Maximum policy term- 81 years Minimum policy term- 5 years, Maximum policy term- Coverage till 99 years
Claim Settlement Ratio (2024-25) 99.29% 99.33%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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