Bharti Axa Life Flexi Term Plan vs Mera Term Plan Plus

“A term plan- that protects against 15 major critical illnesses” Everyone loves a refund, don't you? What if we told you, you could get a refund on a term insurance plan if you outlive it? Yes, you heard it right. With the Bharti AXA Life Flexi term plan, you can get a refund once you outlive the policy tenure. The plan comes in 2 variants namely, with return of premium and without return of premium.

You can choose the protection level by choosing any benefit option and get protection for up to 99 85 years. Apart from this, the plan lets you cover your spouse under one policy under the without return of the premium option. You can choose a policy term as short as 1 year with the Bharti Axa Life Flexi term plan, and choose your own death benefit payout amongst; lump sum, monthly income, or lump sum plus monthly income. Let's dive into the details of the Bharti AXA term plan.

Bharti AXA Flexi term plan offers you a range of benefits including:

• 2 Plan Options
• Guaranteed death benefit
• Hassle-free buying process
• Tax benefits

• Whole life cover

PNB MetLife Mera Term Plan Plus is a comprehensive pure protection plan that helps you protect your family financially upon your sudden demise. Under the Life or Life Plus plan option, you can choose between a whole life cover of up to the age of 99 years. The plan offers three plan options that allow you to select the level of protection: Life, Life Plus, & Life Plus Health.

Besides the plan options, you can opt for spouse coverage or the return of premium option under each variant. With the spouse coverage benefit, you can get coverage for both the husband and wife under a single plan. If you want a maturity benefit, you can add a return of premium option and get back all your premiums paid once you survive till the end of the policy term.

The plan offers different cover enhancement options that allow you to increase the sum assured amount as per the increasing responsibilities: Step-Up, Life Stage, and Child Education Support Benefit.

PNB MetLife Mera Term Plan Plus offers you a range of benefits including:

• Spouse Cover Protection
• Choice of Plan Options
• Return of Premium
• Tax Benefits as per laws

• Cover Enhancement Options
• Protect Against Terminal Illness