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Future Generali Care Plus Plan is a pure protection term plan designed to offer a financial shield for an individual and their family in the case of uncetain demise of the policyholder. The plan is extremely affordable and offers discounts on high sum assured with tax benefits.
The Care Plus plan offered by Future Generali has 2 plan options: classic and premier. This policy offers flexible policy terms and allows the policyholder to customize the plan. The plan offers a grace period of 30 days from the last premium due date.
Future Generali Care Plus Term Plan offers you a range of benefits including:

| PLAN DETAILS |
Care Plus Term Plan |
Hdfc Life Click 2 Protect Elite |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - 45 years |
| Plan Sum Assured | Base sum assured: Rs 25 lakhs to no limit. | Base sum assured: 2 Crores to No Limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 45 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Monthly, Quarterly, and Half-yearly and Yearly |
| Plan Policy loan | The policy loan is not available under Care Plus Term Plan. | The policy loan is available under HDFC Life Click 2 Protect Elite Plan |
| Plan Sample Premium | Rs 523-/ per month | Rs 671/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - (85 minus Entry Age) years | 15 to 40 Years |
| Claim Settlement Ratio (2024-25) | 99.78% | 99.68% |
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Secure Your Future with Future Generali Term Insurance Plans! |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your HDFC Life Click 2 Protect Elite Plan:
In the case of Total Permanent Disability- 1% of the Rider Sum is Assured for 10 years.
Lump sum benefit, if diagnosed with any of 19 critical illnesses and insured, survival for 30 days post-diagnosis.
Three Benefit Options are available under this rider, Personal Accident Cover, Accidental Death Cover, and Cancer Cover.
Two Benefit Options are available under this rider, Comprehensive critical illness Cover, and Cancer Cover.