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Click 2 Protect Super Plan
677/- per month
VS
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I Term Prime Plan
504-/ per month
| PLAN DETAILS |
Click 2 Protect Super Plan |
I Term Prime Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - 65 years |
| Plan Sum Assured | Basic Sum Assured: ₹5,000 to no limit. | Base sum assured: 25 lakhs to no upper limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under HDFC Click 2 Protect Super Plan. | The policy loan is not available under i-Term Prime |
| Plan Sample Premium | Rs 677/- per month | Rs 504-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 85 years | Minimum term – 5 years Maximum term – 15 years |
| Claim Settlement Ratio (2023-24) | 99.7 | 99.73 |
|
HDFC Term Insurance |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums or multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.
Apart from this, this is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical Illness and additional cover for a spouse.
HDFC Click 2 Protect Super offers you a range of benefits, including:
You can add the following riders to your i-Term Prime plan:
This rider provides a lump sum payout to the policyholder in case of the diagnosis of a critical illness, such as cancer, heart attack, or stroke. The payout amount can be used to cover medical expenses or other financial obligations.
This rider provides an additional payout in case of the policyholder's death due to an accident. The payout amount is usually a multiple of the sum assured chosen at the time of policy purchase.
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