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Click 2 Protect Super Plan
677/- per month
VS
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Kotak Saral Jeevan
622-/ per month
HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums and multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.
Apart from this, this is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical Illness and additional cover for a spouse.
HDFC Click to Protect Super offers you a range of benefits, including:
| PLAN DETAILS |
Click 2 Protect Super Plan |
Kotak Saral Jeevan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - 70 years |
| Plan Sum Assured | Basic Sum Assured: ₹5,000 to no limit. | Basic Sum Assured: ₹5L to ₹25L |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Half-yearly, quarterly & monthly | Single, Yearly, Half-Yearly, and Monthly |
| Plan Policy loan | The policy loan is not available under HDFC Click 2 Protect Super Plan. | The policy loan is not available under Kotak Saral Jeevan Bima. |
| Plan Sample Premium | Rs 677/- per month | Rs 622-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 85 years | Minimum term - 5 years Maximum term - 40 years |
| Claim Settlement Ratio (2024-25) | 99.68% | 98.61% |
|
HDFC Term Insurance Kotak Life Term Insurance |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Kotak Life Sararl Jeevan Bima:
Get an extra payout if you are diagnosed with 37 covered critical illnesses.
In case of the policyholder’s demise due to an accident, additional benefits are paid to their nominee along with the basic plan cover.
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