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Click 2 Protect Super Plan vs Maha Raksha Supreme

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Click 2 Protect Super Plan vs Maha Raksha Supreme

Click 2 Protect Super Plan

HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums or multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate inci...

Maha Raksha Supreme

TATA AIA has introduced a term plan which covers you for terminal illnesses. You can avail of 50% of the basic sum assured in case you are diagnosed with any terminal illness during policy term. In addition to this, if you bought your plan at an early age and now plan to get married, you might feel ...

PLAN DETAILS

Click 2 Protect Super Plan


Maha Raksha Supreme

Premium Including GST
Key Features
(Key features of the plan)
  • CI Cover Available
  • 3 Plan Variants
  • Avail Spouse Cover
  • Life Stage Plus Option
  • Payout Accelerator Benefit
  • Non-smoker & Female Discounts
Plan Maturity age Maximum Maturity Age - 85 years Maximum Maturity Age - 80 years
Plan Sum Assured Basic Sum Assured: ₹5,000 to no limit. Base sum assured: Rs 50 lakhs to no limit
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 18 years Maximum Age - 70 years
Plan Payment modes Half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Policy loan The policy loan is not available under HDFC Click 2 Protect Super Plan. The policy loan is not available under TATA AIA Maha Raksha Supreme
Plan Sample Premium Rs 677/- per month 615-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 85 years Minimum term - 10 years Maximum term - 40 years
Claim Settlement Ratio (2023-24) 99.7 99.13
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HDFC Term Insurance

HDFC Term Insurance

Tata AIA Maha Raksha Supreme Term Plan

Tata AIA Maha Raksha Supreme Term Plan

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Know More About Plans

HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums or multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.

Apart from this, this is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical Illness and additional cover for a spouse.

HDFC Click 2 Protect Super offers you a range of benefits, including:

why-choose
  • Return of Premium (ROP)
  • Waiver of Premium on Critical illness
  • Waiver of Premium on Total and Permanent Disability
  • Spouse Cover Option
  • Cover Accidental Death
  • Increasing Death Benefit Up To 200%

Riders

Riders Associated with Tata AIA Maha Raksha Supreme Plan

You can add the following riders to your Tata AIA Maha Raksha Supreme:

Tata AIA Life Insurance Accidental Death and
Disability Rider

In case of the policyholder’s demise or disability due to an accident, a payout is paid to the nominee.

Tata AIA Non-Linked Comprehensive
Protection Rider

This rider provides coverage for various unforeseen events, such as death, disability due to accident, a wide range of critical illnesses, or terminal illnesses.

Other Term Insurance Companies

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