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Click 2 Protect Super Plan vs Mera Term Plan Plus

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Click 2 Protect Super Plan vs Mera Term Plan Plus

Click 2 Protect Super Plan

HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums or multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate inci...

Mera Term Plan Plus

PNB MetLife Mera Term Plan Plus is a comprehensive pure protection plan that helps you protect your family financially upon your sudden demise. Under the Life or Life Plus plan option, you can choose between a whole life cover of up to the age of 99 years. The plan offers three plan options that all...

PLAN DETAILS

Click 2 Protect Super Plan


Mera Term Plan Plus

Premium Including GST
Key Features
(Key features of the plan)
  • CI Cover Available
  • 3 Plan Variants
  • Avail Spouse Cover
  • Comprehensive coverage
  • Plan enhancement options
  • Customizable plans
Plan Maturity age Maximum Maturity Age - 85 years Maximum Maturity Age - 99 years
Plan Sum Assured Basic Sum Assured: ₹5,000 to no limit. Basic Sum Assured: ₹25L to no limit.
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 18 years Maximum Age - 60 years
Plan Payment modes Half-yearly, quarterly & monthly Annual, Semi-Annual, and Monthly
Plan Policy loan The policy loan is not available under HDFC Click 2 Protect Super Plan. The policy loan is not available under PNB Metlife Mera Term Plan Plus.
Plan Sample Premium Rs 677/- per month Rs 545-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 85 years Minimum term - 10 years Maximum term - 99 years
Claim Settlement Ratio (2023-24) 99.7 99.2
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HDFC Term Insurance

HDFC Term Insurance

PNB Metlife Mera Term Plan Plus

PNB Metlife Mera Term Plan Plus

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Know More About Plans

HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums or multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.

Apart from this, this is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical Illness and additional cover for a spouse.

HDFC Click 2 Protect Super offers you a range of benefits, including:

why-choose
  • Return of Premium (ROP)
  • Waiver of Premium on Critical illness
  • Waiver of Premium on Total and Permanent Disability
  • Spouse Cover Option
  • Cover Accidental Death
  • Increasing Death Benefit Up To 200%

Riders

Riders Associated with PNB MetLife Mera Term Plan Plus

You can add the following riders to your PNB MetLife Mera Term Plan Plus:

PNB MetLife Serious Illness Rider

Get additional health coverage on top of the base cover in case of a diagnosis of any listed critical illnesses.

PNB MetLife Accidental Death Benefit Rider

Get an extra payout on top of base cover upon your unfortunate death due to an accident.

PNB MetLife Accidental Disability Benefit Rider

Get an extra payout on top of the base cover on total and permanent disability due to an accident.

PNB MetLife Critical Illness Rider

Get additional coverage if you are diagnosed with a pre-specified critical illness.

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