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Click 2 Protect Super Plan vs Sbi Smart Shield Plus

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Click 2 Protect Super Plan vs Sbi Smart Shield Plus

Click 2 Protect Super Plan

HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums and multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate inc...

Sbi Smart Shield Plus

SBI Life Smart Shield Plus Plan is one of the best term insurance plans that offer financial protection to your loved ones during the policy term. This plan offers the policyholders to choose from 3 plan options- Level Cover Benefit, Increasing Cover Benefit, and Level Cover with Future Proofing Ben...

PLAN DETAILS

Click 2 Protect Super Plan


Sbi Smart Shield Plus

Premium Including GST
Key Features
(Key features of the plan)
  • CI Cover Available
  • 3 Plan Variants
  • Avail Spouse Cover
  • Choice of Plan Options
  • Optional Better Half Benefit
  • Lower Rates for Female Lives
Plan Maturity age Maximum Maturity Age - 85 years Maximum maturity age- 100 years
Plan Sum Assured Basic Sum Assured: ₹5,000 to no limit. Base sum assured- Rs 25 lakhs to No limit
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 18 years Maximum Age - 65 years
Plan Payment modes Half-yearly, quarterly & monthly Yearly, half-yearly, quarterly, and monthly
Plan Policy loan The policy loan is not available under HDFC Click 2 Protect Super Plan. Policy loan is not available
Plan Sample Premium Rs 677/- per month Rs 645-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 85 years Minimum policy term- 5 years to 79 minus entry age , Maximum policy term- 30 to 79 minus entry age
Claim Settlement Ratio (2023-24) 99.68% 99.4%
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HDFC Term Insurance

HDFC Term Insurance

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Know More About Plans

HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums and multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.

Apart from this, this is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical Illness and additional cover for a spouse.

HDFC Click to Protect Super offers you a range of benefits, including:

why-choose
  • Return of Premium (ROP)
  • Waiver of Premium on Critical Illness
  • Waiver of Premium on Total and Permanent Disability
  • Spouse Cover Option
  • Cover Accidental Death
  • Increasing Death Benefit Up To 200%

Riders

Riders You Can Avail With SBI Life Smart Shield Plus Plan

You can choose the following riders with your SBI Life Smart Shield Plus Plan to enhance your plan coverage:

SBI Life Accident Benefit Rider

This rider offers additional benefits in case of the policyholder's uncertain death during the policy tenure.

Other Term Insurance Companies

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