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Diabetic Plan Sub 8 Hba1c Plan vs Smart Term Plan Plus

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Bajaj Life Diabetic Term Plan Sub 8 HbA1c is a unique protection plan offering term insurance coverage to pre-diabetics and type 2 diabetic individuals by considering all the nuances of their health status. The plan ensures the financial safety of the family members in case the sole earner of the family is absent. This term insurance for diabetic patients comes with a plethora of health management services along with the promise of term insurance protection.

Bajaj Diabetic Term Plan II Sub 8 HbA1 Plan offers you a range of benefits including:

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  • Death Benefit
  • Tax Benefit
  • Health Management Services
  • Premium Rebates/Discounts
PLAN DETAILS

Diabetic Plan Sub 8 Hba1c Plan


Smart Term Plan Plus

Premium Including GST
Key Features
(Key features of the plan)
  • Keep Fit Benefit
  • Health Coaching
  • Second Medical Opinion
  • 7 Plan Options
  • Cover Continuance Benefit
  • Inbuilt Terminal Illness Cover
Plan Maturity age Minimum maturity age: 35 years Maximum Maturity Age - 75 years Maximum maturity age- 100 years
Plan Sum Assured Base sum assured: Rs 25 lakhs to no limit. Base sum assured- Rs 25 lakhs to No limit
Plan Entry Age Minimum Age - 30 years Maximum Age - 60 years Minimum Age - 18 years Maximum Age - 65 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Yearly, half-yearly, quarterly, and monthly
Plan Policy loan The policy loan is not available under Bajaj Life Diabetic Term Plan Sub 8 HbA1c Policy loan is not available
Plan Sample Premium Rs 850/- per month Rs 586/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 25 years Minimum policy term- 5 years, Maximum policy term- 82 years
Claim Settlement Ratio (2024-25) 99.29% 99.65
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Bajaj Life Diabetic Term Plan Full Details | Term Insurance for Diabetics

Bajaj Life Diabetic Term Plan Full Details | Term Insurance for Diabetics

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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