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Digishield Plan vs Iprotect Super Term Plan

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Know More About Plans

ABSLI DigiShield Plan is a non-linked, non-participating term insurance plan offered by Aditya Birla Life Insurance Company. On opting for this plan, your family will be paid a lum sum as a death benefit, in case you pass away during the policy term. The family of the policyholder could use this amount to meet their financial needs, without disturbing their day-to-day expenses.

Aditya Birla Digishield term insurance plan comes with affordable premiums and plan variants, which makes this plan a comprehensive, wide coverage option.

Here are some key features of this plan:

why-choose
  • Inbuilt terminal illness benefit
  • Affordable premiums
  • Flexible premium paying term
  • Tax benefit
  • Rider protection
  • Multiple options to receive the death benefit
PLAN DETAILS

Digishield Plan


Iprotect Super Term Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Large Sum Insured
  • Many Plan Options
  • Affordable Premium
  • Term Plan for Self-employed
  • Premium Break Option
  • Smart Exit Benefit
Plan Maturity age Maximum Maturity Age - 85 years Maximum maturity age- 85 years
Plan Sum Assured Base sum assured: 30 Lacs to no limit. Base sum assured- Rs 50 lakhs to Rs 1 crore
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years Minimum age- 18 years, Maximum age- 55 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Yearly, half-yearly, quarterly, and monthly
Plan Policy loan The policy loan is not available under ABSLI Digishield Plan. No policy loan is available under this plan.
Plan Sample Premium Rs 603-/ per month Rs 761/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 40 years Minimum policy term- 20 years, Maximum policy term- 85 years minus entry age
Claim Settlement Ratio (2024-25) 98.65 99.33%

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders You Can Avail With iProtect Super Term Plan 

You can avail the following rider with ICICI Prudential iProtect Super Term Plan:

ICICI Prudential Non-Linked Accidental Death and Disability Rider

This rider offers an additional sum assured in case the policyholder met with accidental death/ total or permanent disability due to an accident.

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