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ABSLI DigiShield Plan is a non-linked, non-participating term insurance plan offered by Aditya Birla Life Insurance Company. On opting for this plan, your family will be paid a lum sum as a death benefit, in case you pass away during the policy term. The family of the policyholder could use this amount to meet their financial needs, without disturbing their day-to-day expenses.
Aditya Birla Digishield term insurance plan comes with affordable premiums and plan variants, which makes this plan a comprehensive, wide coverage option.
Here are some key features of this plan:

| PLAN DETAILS |
Digishield Plan |
Smart Term Plan Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum maturity age- 100 years |
| Plan Sum Assured | Base sum assured: 30 Lacs to no limit. | Base sum assured- Rs 25 lakhs to No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under ABSLI Digishield Plan. | Policy loan is not available |
| Plan Sample Premium | Rs 603-/ per month | Rs 586/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 40 years | Minimum policy term- 5 years, Maximum policy term- 82 years |
| Claim Settlement Ratio (2024-25) | 98.65 | 99.65 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.