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Etouch Online Term Plan
614/- per month
VS
Hdfc Life Sanchay Legacy
690-/ per month
| PLAN DETAILS |
Etouch Online Term Plan |
Hdfc Life Sanchay Legacy |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 99 years | Maximum Maturity Age - NA |
| Plan Sum Assured | Base sum assured: 50 lakhs to no limit. | Base sum assured: 1.25 times the Single Premium |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 40 years Maximum Age - 75 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | NA |
| Plan Policy loan | The policy loan is not available under Smart Total Elite Protection Plan. | The policy loan is available under HDFC Life Sanchay Legacy Plan |
| Plan Sample Premium | Rs 614/- per month | Rs 690-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 40 years | Whole Life |
| Claim Settlement Ratio (2023-24) | 99.29 | 99.7 |
|
Bajaj Allianz Life E-Touch Term Plan | Bajaj Allianz Term Insurance | Bajaj Allianz Life HDFC life sanchay par advantage plan full details | HDFC LIFE Sanchay Par Advantage Benefits |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Bajaj e-touch is a pure term insurance plan safeguarding you and your loved ones from unforeseen circumstances. The plan is equipped to manage various uncertainties of life. Bajaj e-touch plan offers 3 plan variants namely: Life Shield, Life Shield Plus, and Life Shield ROP.
Bajaj e-touch term plan offers multiple sum assured options paired with a plethora of features and coverage against death, and terminal illness with a waiver of premium, maturity benefit, and return of premiums. With Bajaj e-touch customers have the option to opt for early exit value applicable only with Life Shield and Life Shield Plus variants. To understand more about the pros and cons of the Bajaj e-touch term plan read in detail.
Bajaj Life e-Touch Term Plan offers you a range of benefits including:
You can add the following riders to your Bajaj Life e-Touch Plan:
In case the policyholder is diagnosed with the mentioned critical illnesses, the rider benefits are paid.
This rider waives off all future premiums of your policy under these circumstances- critical illness, dismemberment, or death.
The Bajaj Allianz Family Protect Rider is an optional add-on to certain Bajaj Allianz Life Insurance policies that provides additional financial protection for your parents, specifically in the event of your death or accidental total permanent disability.
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