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Etouch Online Term Plan vs Smart Term Pro Plan

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Etouch Online Term Plan vs Smart Term Pro Plan

Etouch Online Term Plan

Bajaj Allianz e-touch is a pure term insurance plan safeguarding you and your loved ones from unforeseen circumstances. The plan is equipped to manage various uncertainties of life. Bajaj e-touch plan offers 3 plan variants namely: Life Shield, Life Shield Plus, and Life Shield ROP. Bajaj Allianz e-...

Smart Term Pro Plan

HDFC Life Smart Term Pro is a versatile term insurance plan designed to provide comprehensive life insurance coverage and financial security. This is a non-linked and no-participating plan that offers multiple key features, including flexible premium payment options for 5,8,10,12 years. In case of t...

PLAN DETAILS

Etouch Online Term Plan


Smart Term Pro Plan

Premium Including GST
Key Features
(Key features of the plan)
  • High SI Available
  • Accidental Death Benefit
  • Health Management Services
  • Enhanced Protection Through Riders
  • Return Of Premium
  • Surrender And Maturity Benefit
Plan Maturity age Maximum Maturity Age - 99 years Maximum Maturity Age - 80 years
Plan Sum Assured Base sum assured: 50 lakhs to no limit. Basic Sum Assured Rs. 50,000
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 18 years Maximum Age - 60 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Annual, half-yearly, & monthly
Plan Policy loan The policy loan is not available under Smart Total Elite Protection Plan. The policy loan is not available under HDFC Life Smart Term Pro Plan.
Plan Sample Premium Rs 614/- per month Rs 645-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 10 years Maximum term - 40 years Minimum term - 15 years Maximum term - 40 years
Claim Settlement Ratio (2023-24) 99.29 99.7
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Bajaj Allianz Life E-Touch Term Plan | Bajaj Allianz Term Insurance | Bajaj Allianz Life

Bajaj Allianz Life E-Touch Term Plan | Bajaj Allianz Term Insurance | Bajaj Allianz Life

HDFC Term Insurance Plans

HDFC Term Insurance Plans

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Know More About Plans

Bajaj Allianz e-touch is a pure term insurance plan safeguarding you and your loved ones from unforeseen circumstances. The plan is equipped to manage various uncertainties of life. Bajaj e-touch plan offers 3 plan variants namely: Life Shield, Life Shield Plus, and Life Shield ROP.

Bajaj Allianz e-touch term plan offers multiple sum assured options paired with a plethora of features and coverage against death, and terminal illness with a waiver of premium, maturity benefit, and return of premiums. With Bajaj Allianz e-touch customers have the option to opt for early exit value applicable only with Life Shield and Life Shield Plus variants. To understand more about the pros and cons of the Bajaj Allianz e-touch term plan read in detail.

 

Bajaj Allianz Life e-Touch Term Plan offers you a range of benefits including:

why-choose
  • Shield for your life to cover death & terminal Illness 
  • Flexibility to pay premiums throughout the policy term
  • Get back your total premiums
  • Extra payout in case of death due to accident
  • Choose how your family receives the benefit in your absence
  •  Premium holiday option which helps you skip your premiums for 1, 2 or 3 years 

Riders

Riders Associated with Bajaj Allianz Life e-Touch Plan

You can add the following riders to your Bajaj Allianz Life e-Touch Plan:

Bajaj Allianz Critical Illness Rider

In case the policyholder is diagnosed with the mentioned critical illnesses, the rider benefits are paid.

Bajaj Allianz Life Waiver of Premium Plus Rider

This rider waives off all future premiums of your policy under these circumstances- critical illness, dismemberment, or death. 

Bajaj Allianz Family Protect Rider

The Bajaj Allianz Family Protect Rider is an optional add-on to certain Bajaj Allianz Life Insurance policies that provides additional financial protection for your parents, specifically in the event of your death or accidental total permanent disability.

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