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Flexi Term Pro Plan
650-/ per month
VS
Sbi Smart Shield Plus
645-/ per month
| PLAN DETAILS |
Flexi Term Pro Plan |
Sbi Smart Shield Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 99 years | Maximum maturity age- 100 years |
| Plan Sum Assured | Basic Sum Assured: ₹25 Lakhs to no limit. | Base sum assured- Rs 25 lakhs to No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, Semi-Annual, Quarterly, and Monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under Bharti AXA Life Flexi Term Pro Plan. | Policy loan is not available |
| Plan Sample Premium | Rs 650-/ per month | Rs 645-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 50 years | Minimum policy term- 5 years to 79 minus entry age , Maximum policy term- 30 to 79 minus entry age |
| Claim Settlement Ratio (2023-24) | 99.18% | 99.4% |
|
Bharti AXA Term Insurance Plans |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Bharti AXA Life Flexi Term Pro is a comprehensive and best term insurance plan that can be customized as per your needs. It offers two plan options and provides coverage for single/joint life. In this plan, you can stay protected with a life cover up to the age of 99 years. The plan even offers you the flexibility to increase your sum assured amount at a certain milestone under the life stage benefit. Bharti AXA Life Flexi Term Pro plan offers 2 optional riders that can be added at a minimal additional premium cost, which helps you customize your plan to your needs.
Bharti AXA Life Flexi Term Pro Plan offers you a range of benefits including:
You can add the following riders to your Bharti AXA Life Flexi Term Pro Plan:
Get an additional payment of a fixed benefit for each day of hospitalization and a lump sum benefit in case of surgery.
Get an extra payout on top of the base cover in case of unfortunate death due to an accident.
It waives off your future premiums in case you're faced with an unfortunate event like critical illness, permanent disability, or death.
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