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Guaranteed Protection Plan vs Hdfc Click Supreme

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IndiaFirst Life Guaranteed Protection Plus Plan is a unique term life insurance plan that meets every requirement. India First Life Guaranteed Protection Plan covers children’s education, marriage, buying a home, building a retirement corpus, or any other major investment. IndiaFirst Life Guaranteed Protection Plus Plan is designed to fulfill all your anticipated needs, even if anything unfortunate were to happen to you in terms of death or a terminal illness.

India First Life Guaranteed Protection Plan offers you a range of benefits including:

why-choose
  • Guaranteed safety at affordable rates 
  • Tax Benefit
  • High sum assured discount
  • Additional riders to choose from
  • Lifetime protection
  • Customisable pay-outs
PLAN DETAILS

Guaranteed Protection Plan


Hdfc Click Supreme

Premium Including GST
Key Features
(Key features of the plan)
  • Multiple Plan Options
  • Cover for Critical Illness
  • Waiver of Premiums
  • Choice of Plan Options
  • Return of Premium Option
  • Increasing Death Benefits
Plan Maturity age Maximum Maturity Age - 99 years Maximum Maturity Age - 85 years
Plan Sum Assured Base sum assured: Rs 50 lakhs to no limit. Base sum assured: Rs 10,000 to No Limit
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 18 years Maximum Age - 84 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Monthly, Quarterly, and Half-yearly and Yearly
Plan Policy loan The policy loan is not available under IndiaFirst Guaranteed Protection Plan. No Policy Loans are available under this plan.
Plan Sample Premium Rs 563-/ per month Rs 931/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 10 years Maximum term - 81 years 1 month to 85 years minus entry age
Claim Settlement Ratio (2024-25) 98.04% 99.68%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with HDFC Life Click 2 Protect Supreme Plan

You can add the following riders to your HDFC Life Click 2 Protect Supreme Plan:

HDFC Life Income Benefit on Accidental Disability Rider

In the case of Total Permanent Disability- 1% of the Rider Sum is Assured for 10 years.

HDFC Life LiveWell Rider

Get Lump Sum benefit equivalent to Rider Sum Assured on death/terminal illness/accidental death/Hospitalisation

HDFC Life Protect Plus Rider

Three Benefit Options are available under this rider, Personal Accident Cover, Accidental Death Cover, and Cancer Cover.

HDFC Life Health Plus Rider

Two Benefit Options are available under this rider, Comprehensive critical illness Cover, and Cancer Cover.

 

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