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Hdfc Click Supreme vs Hdfc Life Click 2 Protect Ultimate

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HDFC Life Click 2 Protect Supreme is a pure term insurance plan that provides financial safety to your loved ones in case something unfortunate happens to you during the policy term. This term plan adapts to your evolving lifestyle and life stage needs, ensuring that you and your loved ones remain truly protected.

This plan offers policyholders to choose from 3 plan options: Life, Life Plus, and Life Goal. You also have the option to increase your sum assured up to 200% of the base sum assured.

HDFC Life Click2 Protect Supreme plan offers you a range of benefits including:

why-choose
  • 3 Plan Options to Choose From
  • Death Benefit
  • Choice of Payout
  • Tax Benefits
  • Riders for Enhanced Protection
PLAN DETAILS

Hdfc Click Supreme


Hdfc Life Click 2 Protect Ultimate

Premium Including GST
Key Features
(Key features of the plan)
  • Choice of Plan Options
  • Return of Premium Option
  • Increasing Death Benefits
  • High Life Cover Terminal Illness
  • Return of Premium Benefit
  • 100% Claim Assurance
Plan Maturity age Maximum Maturity Age - 85 years 85 years
Plan Sum Assured Base sum assured: Rs 10,000 to No Limit INR 1,00,00,000 to INR 3,00,00,000
Plan Entry Age Minimum Age - 18 years Maximum Age - 84 years 18 to 85 years
Plan Payment modes Monthly, Quarterly, and Half-yearly and Yearly Monthly, Half-yearly, Quarterly, and Annually.
Plan Policy loan No Policy Loans are available under this plan. no
Plan Sample Premium Rs 931/- per month ₹2,200 – ₹3,000
Plan Brochure Brochure URL Brochure URL
Policy Term 1 month to 85 years minus entry age 5 to 82 years
Claim Settlement Ratio (2024-25) 99.68% 99.68%

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with HDFC Life Click 2 Protect Supreme Plan

You can add the following riders to your HDFC Life Click 2 Protect Supreme Plan:

HDFC Life Income Benefit on Accidental Disability Rider

In the case of Total Permanent Disability- 1% of the Rider Sum is Assured for 10 years.

HDFC Life LiveWell Rider

Get Lump Sum benefit equivalent to Rider Sum Assured on death/terminal illness/accidental death/Hospitalisation

HDFC Life Protect Plus Rider

Three Benefit Options are available under this rider, Personal Accident Cover, Accidental Death Cover, and Cancer Cover.

HDFC Life Health Plus Rider

Two Benefit Options are available under this rider, Comprehensive critical illness Cover, and Cancer Cover.

 

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