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Hdfc Life Click 2 Protect Elite
671/- per month
VS
Hdfc Click To Protect Supreme Plus
1900 / month
HDFC Life Click 2 Protect Elite by HDFC Life Insurance offers very high life cover, smart exit (premium return), flexible payouts, and rider options for enhanced protection. With the Smart Exit Benefit option, you can get all your premiums back if your policy tenure is greater than 30.
This plan offers a range of benefits including the option to change payment frequency, surrender value, policy revival, free-look period to understand policy terms, grace period to avoid late payment charges, etc. To enhance your coverage you can choose from various riders such as Critical Illness Rider, Disability Rider, Protect Plus Rider, and Health Plus Rider. You can get a higher coverage under this plan with a sum assured ranging from 2 crores to no maximum limit.
HDFC Life Click2 Protect Elite plan offers you a range of benefits including:
| PLAN DETAILS |
Hdfc Life Click 2 Protect Elite |
Hdfc Click To Protect Supreme Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 45 years | 85 years |
| Plan Sum Assured | Base sum assured: 2 Crores to No Limit | INR 50,000 |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 45 years | 18 years |
| Plan Payment modes | Monthly, Quarterly, and Half-yearly and Yearly | Half-yearly, monthly, quarterly |
| Plan Policy loan | The policy loan is available under HDFC Life Click 2 Protect Elite Plan | No loan |
| Plan Sample Premium | Rs 671/- per month | 1900 Rs/ month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 15 to 40 Years | Minimum- 5 years, Maximum- 65 years – Age at Entry |
| Claim Settlement Ratio (2024-25) | 99.68% | 99.68% |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your HDFC Life Click 2 Protect Supreme Plus Plan:
term insurance planThis rider pays 1 percent of the rider's sum assured every month for 10 years. This benefit is payable on accidental total and permanent disability.
It offers multiple protection options under one rider. You can get a lump sum payout on death, terminal illness, accidental death, or hospitalisation. You recieve proportionate payout on an accident related to disability or listed surgeries.
This rider covers up to 60 critical illnesses. You will get a full lump sum on a major critical illness. It pays a proportionate benefit for early-stage or major cancer, based on the option chosen. Also, it helps manage treatment and recovery costs.>
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