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Hdfc Life Click 2 Protect Elite vs Hdfc Life Click 2 Protect Ultimate

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HDFC Life Click 2 Protect Elite by HDFC Life Insurance offers very high life cover, smart exit (premium return), flexible payouts, and rider options for enhanced protection. With the Smart Exit Benefit option, you can get all your premiums back if your policy tenure is greater than 30.

This plan offers a range of benefits including the option to change payment frequency, surrender value, policy revival, free-look period to understand policy terms, grace period to avoid late payment charges, etc. To enhance your coverage you can choose from various riders such as Critical Illness Rider, Disability Rider, Protect Plus Rider, and Health Plus Rider. You can get a higher coverage under this plan with a sum assured ranging from 2 crores to no maximum limit.

HDFC Life Click2 Protect Elite plan offers you a range of benefits including:

why-choose
  • Affordable premiums
  • Death Benefit
  • Survival Value
  • Tax benefits
  • Riders for enhanced protection

PLAN DETAILS

Hdfc Life Click 2 Protect Elite


Hdfc Life Click 2 Protect Ultimate

Premium Including GST
Key Features
(Key features of the plan)
  • Smart Exit Benefit
  • Free-look period
  • Policy revival
  • High Life Cover Terminal Illness
  • Return of Premium Benefit
  • 100% Claim Assurance
Plan Maturity age Maximum Maturity Age - 45 years 85 years
Plan Sum Assured Base sum assured: 2 Crores to No Limit INR 1,00,00,000 to INR 3,00,00,000
Plan Entry Age Minimum Age - 18 years Maximum Age - 45 years 18 to 85 years
Plan Payment modes Monthly, Quarterly, and Half-yearly and Yearly Monthly, Half-yearly, Quarterly, and Annually.
Plan Policy loan The policy loan is available under HDFC Life Click 2 Protect Elite Plan no
Plan Sample Premium Rs 671/- per month ₹2,200 – ₹3,000
Plan Brochure Brochure URL Brochure URL
Policy Term 15 to 40 Years 5 to 82 years
Claim Settlement Ratio (2024-25) 99.68% 99.68%

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with Tata AIA Maha Raksha Supreme Select plan

You can add the following riders to your Tata AIA Maha Raksha Supreme Select plan:

Tata AIA Life Insurance Health Rider

Covers major health risks like critical illness and hospitalization, giving you extra financial support during medical emergencies.

Tata AIA Life Insurance Protection Rider

Enhances your base policy with additional life cover against risks like death, disability, or critical illness.

Tata AIA Vitality Protect

Rewards healthy lifestyle habits while boosting protection benefits through discounts and wellness-linked incentives.

Tata AIA Vitality Health

Links your health activities to rewards and offers benefits on medical and wellness expenses.

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