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iProtect Smart Plus Term Plan by ICICI Prudential Life Insurance is an exclusive term insurance plan that provides financial security to your loved ones in case of your uncertain death during the policy tenure. There are three plan option you can choose from- Life, Life Plus and Life Rebalancing. You have the flexibility to choose the premium payment term and convert from Regular Pay into Limited Pay.
iProtect Smart Plus Term Plan offers a range of benefits including:

| PLAN DETAILS |
Icici Prudential Iprotect Smart Plus Plan |
Hdfc Click Supreme |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Maturity age | Maximum maturity age- 99 years | Maximum Maturity Age - 85 years |
| Plan Sum Assured | Base sum assured- Rs 50 lakhs to Rs No limit | Base sum assured: Rs 10,000 to No Limit |
| Plan Entry Age | Minimum age- 18 years, Maximum age- 65 years | Minimum Age - 18 years Maximum Age - 84 years |
| Plan Payment modes | Yearly, half-yearly, quarterly, and monthly | Monthly, Quarterly, and Half-yearly and Yearly |
| Plan Policy loan | No policy loan is available under this plan. | No Policy Loans are available under this plan. |
| Plan Sample Premium | Rs 635/- per month | Rs 931/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum policy term- 5 years, Maximum policy term- Coverage till 99 years | 1 month to 85 years minus entry age |
| Claim Settlement Ratio (2024-25) | 99.33% | 99.68% |
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ICICI Pru iProtect Smart Plus Term Plan Review | ICICI Term Life Insurance Review |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your HDFC Life Click 2 Protect Supreme Plan:
In the case of Total Permanent Disability- 1% of the Rider Sum is Assured for 10 years.
Get Lump Sum benefit equivalent to Rider Sum Assured on death/terminal illness/accidental death/Hospitalisation
Three Benefit Options are available under this rider, Personal Accident Cover, Accidental Death Cover, and Cancer Cover.
Two Benefit Options are available under this rider, Comprehensive critical illness Cover, and Cancer Cover.