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PLAN DETAILS |
![]() Instaprotect Plan |
![]() Bajaj Allianz Life Superwoman Term Plan |
Premium Including GST | ||
Key Features (Key features of the plan) |
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Plan Maturity age | Maximum Maturity Age - 75 years | Maximum maturity age- 99 years |
Plan Sum Assured | Base sum assured: 25/50/70 lakhs | Base sum assured- Rs 50 lakhs to Rs 10 crore |
Plan Entry Age | Minimum Age - 18 years Maximum Age - 45 years | Minimum age- 18 years, Maximum age- 60 years |
Plan Payment modes | Annual, half-yearly, quarterly & monthly | Yearly, half-yearly, quarterly, and monthly |
Plan Policy loan | The policy loan is not available under Tata AIA InstaProtect Plan | A policy loan is not available with this plan. |
Plan Sample Premium | - | Rs 830/- per month |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | Minimum term - 5 years Maximum term - 50 years | Minimum policy term- 10 years, Maximum policy term- 81 years |
Claim Settlement Ratio (2023-24) | 99.13 | 99.29 |
Tata AIA Term Insurance Plans |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnesses.
TATA AIA Insta Protect Solution Plan offers you a range of benefits including:
There are two rider benefits available with the Bajaj Superwoman Term Plan:
A lump sum amount is paid if the policyholder is diagnosed with any of the 60 critical illnesses, along with women-specific conditions like breast cancer, corpus uteri, cervix uteri, ovary, vagina, etc. This is a mandatory rider with the Superwoman Term Plan.
This rider pays a lump sum amount equal to 105% of the total premiums paid on death or accidental disability, along with a monthly income (0.1% to 0.5% of the rider sum assured) for the child till they reach the age of 25.