PLAN DETAILS |
![]() Instaprotect Plan |
![]() Click 2 Protect 3d Plus |
Premium Including GST | ||
Key Features (Key features of the plan) |
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Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 99 years |
Plan Sum Assured | Base sum assured: 25/50/70 lakhs | Basic Sum Assured: ₹10 Lakhs to no limit. |
Plan Entry Age | Minimum Age - 18 years Maximum Age - 45 years | Minimum Age - 18 years Maximum Age - 65 years |
Plan Payment modes | Annual, half-yearly, quarterly & monthly | Single, Annual, Semi-Annual, Quarterly, and Monthly |
Plan Policy loan | The policy loan is not available under Tata AIA InstaProtect Plan | The policy loan is not available under HDFC Life Click 2 Protect 3D Plus Plan. |
Plan Sample Premium | - | Rs 670-/ per month |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | Minimum term - 5 years Maximum term - 50 years | Minimum term - 10 years Maximum term - 15 years |
Claim Settlement Ratio (2023-24) | 99.13 | 99.7 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnesses.
TATA AIA Insta Protect Solution Plan offers you a range of benefits including:
You can add the following riders to your HDFC 3D Plus Plan:
It covers critical illnesses and provides extra financial protection on the investigation of critical illnesses.
A lump sum amount of basic and extra sum insured, is paid for death due to accidents against the payment of additional premium for the extra sum insured selected. It is present only in Extra Life and Extra Life Income options.
By choosing this option, you have the chance to increase the policy cover on every anniversary date of the policy. There would be a systematic or fixed increase as determined during the buying of policy.
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Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com
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With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.