Instaprotect Plan
vs
E Term Plan
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
 Instaprotect Plan |
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| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 85 years |
| Plan Sum Assured | Base sum assured: 25/50/70 lakhs | Basic Sum Assured: ₹51L to No Limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 45 years | Minimum Age - 18 years Maximum Age - 60 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Single, Yearly, Half-Yearly, Quarterly and Monthly |
| Plan Policy loan | The policy loan is not available under Tata AIA InstaProtect Plan | The policy loan is not available under Kotak e-term Plan. |
| Plan Sample Premium | - | Rs 580-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 50 years | Minimum term - 10 years Maximum term - 40 years |
| Claim Settlement Ratio (2023-24) | 99.13 | 98.82 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnesses.
TATA AIA Insta Protect Solution Plan offers you a range of benefits including:
You can add the following riders to your Kotak e-term Plan:
Get an extra payout if you are diagnosed with 37 covered critical illnesses.
In case the policyholder gets permanently disabled due to an accident, benefits are paid under this rider.
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