Instaprotect Plan
vs
Hdfc Life Sanchay Legacy
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
 Instaprotect Plan |
 Hdfc Life Sanchay Legacy |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - NA |
| Plan Sum Assured | Base sum assured: 25/50/70 lakhs | Base sum assured: 1.25 times the Single Premium |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 45 years | Minimum Age - 40 years Maximum Age - 75 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | NA |
| Plan Policy loan | The policy loan is not available under Tata AIA InstaProtect Plan | The policy loan is available under HDFC Life Sanchay Legacy Plan |
| Plan Sample Premium | - | Rs 690-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 50 years | Whole Life |
| Claim Settlement Ratio (2023-24) | 99.13 | 99.7 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnesses.
TATA AIA Insta Protect Solution Plan offers you a range of benefits including:
You can add the following riders to your HDFC Life Sanchay Legacy Plan:
Under this rider, upon the Accidental Total Permanent Disability, a benefit equal to 1 % of the rider sum assured per month will be payable for the next ten years.
Under this rider, upon the diagnosis of any listed 19 critical illnesses- a sum assured equal to the rider sum assured will be payable.
A Benefit equal to the rider sum assured will be payable in case of accidental death or partial/total disability due to an accident.
Under this rider, a lump sum benefit equal to the rider sum is assured upon diagnosing any of the covered 60 Critical Illnesses, such as Stage Cancer / Major Cancer.
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