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PLAN DETAILS |
![]() Instaprotect Plan |
![]() Iprotect Smart Plan |
Premium Including GST | ||
Key Features (Key features of the plan) |
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Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 65 years |
Plan Sum Assured | Base sum assured: 25/50/70 lakhs | Base sum assured: Subject to minimum premium to no limit. |
Plan Entry Age | Minimum Age - 18 years Maximum Age - 45 years | Minimum Age - 18 years Maximum Age - 65 years |
Plan Payment modes | Annual, half-yearly, quarterly & monthly | Simgle, Regular, Limited |
Plan Policy loan | The policy loan is not available under Tata AIA InstaProtect Plan | The policy loan is not available under ICICI iprotect Smart Plan |
Plan Sample Premium | - | Rs 929/- per month |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | Minimum term - 5 years Maximum term - 50 years | Minimum term - 5 years Maximum term - 40 years |
Claim Settlement Ratio (2023-24) | 99.13 | 99.3 |
Tata AIA Term Insurance Plans ICICI Prudential Term Insurance |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnesses.
TATA AIA Insta Protect Solution Plan offers you a range of benefits including:
You can add the following riders to your ICICI Pru POS iProtect Smart:
With ICICI Pru Accidental Death Benefit Rider, you can cover yourself with a maximum sum assured of 2 crore against any unfortunate accident that causes death to the life insured.
With ICICI Pru Critical Illness Rider, you can protect yourself with a maximum sum assured of 1 crore against 34 critical illness diseases.