Instaprotect Plan
vs
Isecure More
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
 Instaprotect Plan |
 Isecure More |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 75 years | Maximum maturity age- 70 years |
| Plan Sum Assured | Base sum assured: 25/50/70 lakhs | Base sum assured- Rs 2.5 lakh to No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 45 years | Minimum age- 18 years, Maximum age- 60 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under Tata AIA InstaProtect Plan | A policy loan is not available under the Bajaj Allianz iSecure More Plan. |
| Plan Sample Premium | - | Rs 730/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 50 years | Minimum policy term- 10 years, Maximum policy term- 25 years |
| Claim Settlement Ratio (2023-24) | 99.13 | 99.29 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnesses.
TATA AIA Insta Protect Solution Plan offers you a range of benefits including:
You can choose the following rider options with your Bajaj Allianz iSecure More Plan to enhance your plan coverage.
Rider benefits are paid to the nominee in case of the policyholder’s unfortunate death due to an accident during the policy tenure.
In case of accidental permanent total/ partial disability, the applicable rider sum assured is paid to the policyholder.
This rider waives off all your future premiums in the following circumstances: (i) death (ii) diagnosis of any of the 11 critical illnesses mentioned in the rider brochure (iii) accidental permanent total disability
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