PLAN DETAILS |
![]() Instaprotect Plan |
![]() Life Raksha Plan |
Premium Including GST | ||
Key Features (Key features of the plan) |
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Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 70 years |
Plan Sum Assured | Base sum assured: 25/50/70 lakhs | 10 times annual premium |
Plan Entry Age | Minimum Age - 18 years Maximum Age - 45 years | Minimum Age - 18 years Maximum Age - 60 years |
Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
Plan Policy loan | The policy loan is not available under Tata AIA InstaProtect Plan | Policy loan is not available under ICICI Life Raksha Plan |
Plan Sample Premium | - | Rs 789-/ per month |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | Minimum term - 5 years Maximum term - 50 years | Minimum term - 5 years Maximum term - 5 years |
Claim Settlement Ratio (2023-24) | 99.13 | 99.3 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnesses.
TATA AIA Insta Protect Solution Plan offers you a range of benefits including:
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With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.