Instaprotect Plan
vs
Life Raksha Plan

  • Affordable Premiums
  • Multiple plan options to choose from
  • Flexible premium payment options
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Instaprotect Plan vs Life Raksha Plan

Instaprotect Plan

Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnes...

Life Raksha Plan

ICICI Pru Life Raksha is a simple pure protection plan offering death benefits ranging from INR 50,000 to INR 5 lakhs. The plan is offered by ICICI Pru Life Insurance company and comes with tax benefits against the premiums that you pay. The premium payment term of the Life Raksha plan is regular pa...

PLAN DETAILS

Instaprotect Plan


Life Raksha Plan

Premium Including GST
Key Features
(Key features of the plan)
  • All round protection
  • Loaded with features
  • Very high Sum Insured
  • 18 Fund Options Available
  • 4 Plan Strategies
  • Systemic Withdrawal Option
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - 70 years
Plan Sum Assured Base sum assured: 25/50/70 lakhs 10 times annual premium
Plan Entry Age Minimum Age - 18 years Maximum Age - 45 years Minimum Age - 18 years Maximum Age - 60 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Policy loan The policy loan is not available under Tata AIA InstaProtect Plan Policy loan is not available under ICICI Life Raksha Plan
Plan Sample Premium - Rs 789-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 50 years Minimum term - 5 years Maximum term - 5 years
Claim Settlement Ratio (2023-24) 99.13 99.3

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Know More About Plans

Overview

Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnesses.

TATA AIA Insta Protect Solution Plan offers you a range of benefits including:

why-choose
  • Critical Illness Protection
  •  Include your spouse at a later date in your existing policy

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.