PLAN DETAILS |
![]() Instaprotect Plan |
![]() Protect India Plan |
Premium Including GST | ||
Key Features (Key features of the plan) |
|
|
Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 40 years |
Plan Sum Assured | Base sum assured: 25/50/70 lakhs | Basic Sum Assured: ₹1L to ₹25L |
Plan Entry Age | Minimum Age - 18 years Maximum Age - 45 years | Minimum Age - 18 years Maximum Age - 35 years |
Plan Payment modes | Annual, half-yearly, quarterly & monthly | Single, Yearly, and Monthly |
Plan Policy loan | The policy loan is not available under Tata AIA InstaProtect Plan | The policy loan is not available under Kotak Protеct India Plan. |
Plan Sample Premium | - | Rs 620-/ per month |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | Minimum term - 5 years Maximum term - 50 years | Minimum term - 1 years Maximum term - 5 years |
Claim Settlement Ratio (2023-24) | 99.13 | 98.82 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnesses.
TATA AIA Insta Protect Solution Plan offers you a range of benefits including:
You can add the following riders to your Kotak Life Protеct India Plan:
In case the policyholder gets permanently disabled due to an accident, benefits are paid under this rider.
In case of the policyholder’s demise due to an accident, additional benefits are paid to their nominee along with the basic plan cover.
Trouble connecting with an insurance company?
Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com
We are happy to help.
With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.