Instaprotect Plan
vs
Protect India Plan

  • Affordable Premiums
  • Multiple plan options to choose from
  • Flexible premium payment options
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Instaprotect Plan vs Protect India Plan

Instaprotect Plan

Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnes...

Protect India Plan

Kotak Protеct India is an individual non-Linkеd, non-participating purе protеction term Insurancе plan, dеsignеd to offеr policyholdеrs a widе range of benefits and options. This plan prioritisеs flеxibility, allowing individuals to customize their insurancе covеragе with a sеlеctio...

PLAN DETAILS

Instaprotect Plan


Protect India Plan

Premium Including GST
Key Features
(Key features of the plan)
  • All round protection
  • Loaded with features
  • Very high Sum Insured
  • Short Term Cover
  • Multiple Policies
  • Wellness Program
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - 40 years
Plan Sum Assured Base sum assured: 25/50/70 lakhs Basic Sum Assured: ₹1L to ₹25L
Plan Entry Age Minimum Age - 18 years Maximum Age - 45 years Minimum Age - 18 years Maximum Age - 35 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Single, Yearly, and Monthly
Plan Policy loan The policy loan is not available under Tata AIA InstaProtect Plan The policy loan is not available under Kotak Protеct India Plan.
Plan Sample Premium - Rs 620-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 50 years Minimum term - 1 years Maximum term - 5 years
Claim Settlement Ratio (2023-24) 99.13 98.82

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Know More About Plans

Overview

Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnesses.

TATA AIA Insta Protect Solution Plan offers you a range of benefits including:

why-choose
  • Critical Illness Protection
  •  Include your spouse at a later date in your existing policy

Riders

Riders Associated with Kotak Protеct India Plan

You can add the following riders to your Kotak Life Protеct India Plan:

Kotak Permanent Disability Benefit Rider

In case the policyholder gets permanently disabled due to an accident, benefits are paid under this rider.

Kotak Accidental Death Benefit Rider

In case of the policyholder’s demise due to an accident, additional benefits are paid to their nominee along with the basic plan cover.

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.