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PLAN DETAILS |
![]() Instaprotect Plan |
![]() Sampoorna Raksha Promise |
Premium Including GST | ||
Key Features (Key features of the plan) |
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Plan Maturity age | Maximum Maturity Age - 75 years | Maximum maturity age- 100 years |
Plan Sum Assured | Base sum assured: 25/50/70 lakhs | Base sum assured- Rs 25 lakhs to No limit |
Plan Entry Age | Minimum Age - 18 years Maximum Age - 45 years | Minimum age- 18 years, Maximum age- 65 years |
Plan Payment modes | Annual, half-yearly, quarterly & monthly | Yearly, half-yearly, quarterly, and monthly |
Plan Policy loan | The policy loan is not available under Tata AIA InstaProtect Plan | No policy loan is available under this plan. |
Plan Sample Premium | - | Rs 655/- per month |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | Minimum term - 5 years Maximum term - 50 years | Minimum term - 1 year Maximum term - 84 years |
Claim Settlement Ratio (2023-24) | 99.13 | 99.13 |
Tata AIA Term Insurance Plans Tata AIA Sampoorna Raksha Promise Term Plan 2024 | Tata AIA Life Insurance | Tata AIA Life |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnesses.
TATA AIA Insta Protect Solution Plan offers you a range of benefits including:
You can choose from the following riders with your Tata AIA Sampoorna Raksha Promise Plan:
Under this rider, benefits are offered in case of diagnosis/death due to terminal illness, accidental death, or accidental total/permanent disability.
This health rider pays benefits on certain conditions including accidental permanent/partial disability, critical illness, cancer, cardiac conditions, etc.
This rider provides coverage against various risks including accidental death, accidental disability, cancer or cardiac conditions, etc.
Under this health rider, benefits are paid in case of hospitalization or ICU admission, cancer, heart-related diseases, minor injuries, or major diseases.