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Iprotect Smart Plan
929/- per month
VS
Family Income Protector Plus Plan
511-/ per month
ICICI Prudential iProtect Smart is a comprehensive term insurance plan that offers life cover, protection against critical illness, and disability coverage. It also provides flexible payout options and customisable coverage to suit different financial needs. It is designed as a pure protection plan that ensures your family's financial safety with a high sum assured at affordable premiums. With multiple plan options, optional riders, and life stage benefits, it helps you improve your coverage as your responsibilities increase, making it a reliable long-term solution for financial protection.
Here are some key features of this plan:
| PLAN DETAILS |
Iprotect Smart Plan |
Family Income Protector Plus Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 65 years | Maximum Maturity Age - 75 years |
| Plan Sum Assured | Base sum assured: Subject to minimum premium to no limit. | Basic Sum Assured: ₹14L to ₹1.4Cr. |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 25 years Maximum Age - 60 years |
| Plan Payment modes | Simgle, Regular, Limited | Annual, Semi-Annual, and Monthly |
| Plan Policy loan | The policy loan is not available under ICICI iprotect Smart Plan | The policy loan is not available under PNB Metlife Saral Jeevan Bima. |
| Plan Sample Premium | Rs 929/- per month | Rs 511-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 40 years | Minimum term - 10 years Maximum term - 20 years |
| Claim Settlement Ratio (2024-25) | 99.33% | 99.57% |
|
ICICI Prudential Term Insurance PNB Metlife Term Insurance Plans |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your ICICI Pru POS iProtect Smart:
With ICICI Pru Accidental Death Benefit Rider, you can cover yourself with a maximum sum assured of 2 crore against any unfortunate accident that causes death to the life insured.
With ICICI Pru Critical Illness Rider, you can protect yourself with a maximum sum assured of 1 crore against 34 critical illness diseases.
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