Isecure More
vs
Icici Prudential Iprotect Smart Plus Plan
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
 Isecure More |
3924-17276800934578-17441079604678-1750399305.webp){kind=logo} Icici Prudential Iprotect Smart Plus Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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|
| Plan Maturity age | Maximum maturity age- 70 years | Maximum maturity age- 99 years |
| Plan Sum Assured | Base sum assured- Rs 2.5 lakh to No limit | Base sum assured- Rs 50 lakhs to Rs No limit |
| Plan Entry Age | Minimum age- 18 years, Maximum age- 60 years | Minimum age- 18 years, Maximum age- 65 years |
| Plan Payment modes | Yearly, half-yearly, quarterly, and monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | A policy loan is not available under the Bajaj Allianz iSecure More Plan. | No policy loan is available under this plan. |
| Plan Sample Premium | Rs 730/- per month | Rs 635/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum policy term- 10 years, Maximum policy term- 25 years | Minimum policy term- 5 years, Maximum policy term- Coverage till 99 years |
| Claim Settlement Ratio (2023-24) | 99.29 | 99.3 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Bajaj Allianz iSecure More by Bajaj Allianz Life Insurance is an increasing cover term assurance plan. It offers a financial safety net to your loved ones in case of your unfortunate demise during the policy tenure. This plan allows you to increase your sum assured by 5% every policy year up to 200% of the sum assured. You can also get a discount on choosing a higher sum assured amount.
iSecure More Term Plan offers you various benefits including:
You can choose the following rider options with your Bajaj Allianz iSecure More Plan to enhance your plan coverage.
Rider benefits are paid to the nominee in case of the policyholder’s unfortunate death due to an accident during the policy tenure.
In case of accidental permanent total/ partial disability, the applicable rider sum assured is paid to the policyholder.
This rider waives off all your future premiums in the following circumstances: (i) death (ii) diagnosis of any of the 11 critical illnesses mentioned in the rider brochure (iii) accidental permanent total disability
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With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.
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