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Iterm Comfort Plan vs Sampoorna Raksha Promise

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Bandhan Life iTerm Comfort, from Bandhan Life Insurance Company, is a pure protection plan that offers a guaranteed lump sum payout in the event of your unfortunate demise. With this plan, you can get protection throughout your earning years, along with add-on riders for Accidental Death and 36 Critical Illnesses. Bandhan Life iTerm Comfort offers a range of benefits, including: * Long-term protection * Assured life cover with lump sum payout * Flexible premium policy term * Inbuilt critical illness cover * Inbuilt accidental death benefit cover * Tax benefits as per law
PLAN DETAILS

Iterm Comfort Plan


Sampoorna Raksha Promise

Premium Including GST
Key Features
(Key features of the plan)
  • Comprehensive protection
  • Special exit value
  • 2 rider benefits
  • 4 Plan Options
  • Joint Life Option
  • Instant Payout on Claim
Plan Maturity age Maximum Maturity Age - 70 years Maximum maturity age- 100 years
Plan Sum Assured Base sum assured: ₹25 lakh - ₹1.25 crore Base sum assured- Rs 25 lakhs to No limit
Plan Entry Age Minimum Age: 18 years, Maximum Age: 65 years Minimum age- 18 years, Maximum age- 65 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Yearly, half-yearly, quarterly, and monthly
Plan Policy loan A policy loan is not available under Bandhan Life iTerm Comfort. No policy loan is available under this plan.
Plan Sample Premium Rs 530-/ per month Rs 655/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term 5 years -70 years Minimum term - 1 year Maximum term - 82 years
Claim Settlement Ratio (2024-25) 99.73% 99.41
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with Bandhan Life iTerm Comfort Term Plan: You can add the following riders to your iTerm Comfort plan: Bandhan Life Accidental Death Benefit Rider: Provides a lump-sum payout equal to the rider's sum assured in case of the policyholder's death due to an accident. Bandhan Life Critical Illness Rider: This rider provides a lump-sum payout and/or waiver of premium upon diagnosis of any of the 36 listed critical illnesses.

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