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Iterm Comfort Plan
530-/ per month
VS
Smart Term Plan Plus
586/- per month
Bandhan Life iTerm Comfort, from Bandhan Life Insurance Company, is a pure protection plan that offers a guaranteed lump sum payout in the event of your unfortunate demise.
With this plan, you can get protection throughout your earning years along with add-on riders for Accidental Death and 36 Critical Illnesses.
Bandhan Life i-Term Comfort offers you a range of benefits including:
| PLAN DETAILS |
Iterm Comfort Plan |
Smart Term Plan Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 70 years | Maximum maturity age- 100 years |
| Plan Sum Assured | Base sum assured: 25 lakh- 1. 25 crore | Base sum assured- Rs 25 lakhs to No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under Bandhan Life i-Term Comfort | Policy loan is not available |
| Plan Sample Premium | Rs 530-/ per month | Rs 586/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 5 years -70 years | Minimum policy term- 5 years, Maximum policy term- 82 years |
| Claim Settlement Ratio (2024-25) | 99.73% | 99.65 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your i-Term Comfort plan:
Provides a lump-sum payout equal to the rider's sum assured in case of death due to an accident of the policyholder.
The rider provides a lump-sum payout and/or waiver of premium on diagnosis of any of the 36 listed critical illnesses.
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