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Loan Protect Plan
830/- per month
VS
Hdfc Click To Protect Supreme Plus
1900 / month
ICICI Prudential Life Insurance offers ICICI Pru Loan Protect, a non-participating term insurance plan designed to secure borrowers against outstanding loan liabilities in case of unforeseen events. The plan helps protect home, car, or other loans by providing financial coverage during the policy term.
The plan provides life cover for individuals with mortgage or vehicle loans from banks or financial institutions. Policyholders can choose between fixed cover and reducing cover options, with coverage available up to 70 years of age.
Here are some benefits of this plan:
| PLAN DETAILS |
Loan Protect Plan |
Hdfc Click To Protect Supreme Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 70 years | 85 years |
| Plan Sum Assured | Base sum assured: 5 Lac to 30 Lac | INR 50,000 |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | 18 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Half-yearly, monthly, quarterly |
| Plan Policy loan | The policy loan is not available under ICICI Loan Protect Plan. | No loan |
| Plan Sample Premium | Rs 830/- per month | 1900 Rs/ month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 30 years | Minimum- 5 years, Maximum- 65 years – Age at Entry |
| Claim Settlement Ratio (2024-25) | 99.33% | 99.68% |
|
ICICI Prudential Term Insurance |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your ICICI Pru Loan Protect Term Plan:
With ICICI Pru Accidental Death Benefit Rider, you can cover yourself with a maximum sum assured of 2 crore against any unfortunate accident that causes death to the life insured.
With ICICI Pru Critical Illness Rider, you can protect yourself with a maximum sum assured of 1 crore against 34 critical illness diseases.
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