VS
PLAN DETAILS |
![]() Mera Jeevan Suraksha Plan |
![]() Mera Term Plan Plus |
Premium Including GST | ||
Key Features (Key features of the plan) |
|
|
Plan Maturity age | Maximum Maturity Age - 80 years | Maximum Maturity Age - 99 years |
Plan Sum Assured | Basic Sum Assured: ₹25L to No Limit | Basic Sum Assured: ₹25L to no limit. |
Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 60 years |
Plan Payment modes | Annual, Semi-Annual, and Monthly | Annual, Semi-Annual, and Monthly |
Plan Policy loan | The policy loan is not available under PNB Mera Jeevan Suraksha Plan. | The policy loan is not available under PNB Metlife Mera Term Plan Plus. |
Plan Sample Premium | Rs 532-/ per month | Rs 545-/ per month |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | Minimum term - 10 years Maximum term - 40 years | Minimum term - 10 years Maximum term - 99 years |
Claim Settlement Ratio (2023-24) | 99.2 | 99.2 |
PNB Metlife Term Insurance Plans PNB Metlife Mera Term Plan Plus |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
PNB Metlife Mera Jeevan Suraksha Plan is designed to provide quality coverage in unforeseen circumstances. The plan not only includes death coverage but also encourages and rewards you for staying fit by offering discounts for non-smokers. The policy term is a maximum of 40 years and is available as an individual and family floater plan.
The minimum entry age for this plan is 18 years, whereas the maximum entry age is 65 years. The plan offers a 105% terminal illness benefit. Jeevan Suraksha Plan is available in 4 plan variants along with a family protection option to choose the nominee.
PNB Metlife Mera Jeevan Suraksha Plan offers you a range of benefits including:
You can add the following riders to your PNB MetLife Mera Jeevan Suraksha Plan:
Get additional health coverage on top of the base cover in case of a diagnosis of any listed critical illnesses.
Get an extra payout on top of base cover upon your unfortunate death due to an accident.