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Pnb Metlife Loan And Life Suraksha Plan
532-/ per month
VS
Hdfc Click Supreme
931/- per month
| PLAN DETAILS |
Pnb Metlife Loan And Life Suraksha Plan |
Hdfc Click Supreme |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - NA | Maximum Maturity Age - 85 years |
| Plan Sum Assured | Base sum assured: 5 Thousand to no limit | Base sum assured: Rs 50,000 to No Limit |
| Plan Entry Age | Minimum Age - 15 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 84 years |
| Plan Payment modes | Half-yearly, Quarterly, Yearly, Monthly | Monthly, Quarterly, and Half-yearly and Yearly |
| Plan Policy loan | The policy loan is available under PNB MetLife Loan and Life Suraksha Plan | No Policy Loans are available under this plan. |
| Plan Sample Premium | Rs 532-/ per month | Rs 931/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 2 years, Maximum term - 25 years | 1 month to 85 years minus entry age |
| Claim Settlement Ratio (2023-24) | 99.72% | 99.68% |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
PNB Metlife has launched the PNB MetLife Loan and Life Suraksha Plan, offering life insurance along with protection for your mortgage, educational, personal, and auto loans. The policy comes in 3 types of coverage options, namely the Reducing cover option, the Level cover option, and the Increase of sum assured due to an increase in loan.
The policy allows including 2 people for education, mortgage & other housing loans in the same plan. Whereas, for group insurance maximum 50 people are allowed. The policy also comes with a joint life option where the death benefit is given to the surviving policyholder in case of death of the first life and the policy terminates.
PNB Metlife Loan & Life Suraksha Plan offers you a range of benefits including:
You can add the following riders to your HDFC Life Click 2 Protect Supreme Plan:
In the case of Total Permanent Disability- 1% of the Rider Sum is Assured for 10 years.
Get Lump Sum benefit equivalent to Rider Sum Assured on death/terminal illness/accidental death/Hospitalisation
Three Benefit Options are available under this rider, Personal Accident Cover, Accidental Death Cover, and Cancer Cover.
Two Benefit Options are available under this rider, Comprehensive critical illness Cover, and Cancer Cover.
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