No Spam
No
mis-selling
No pushy
sales
Poorna Suraksha Plan
549-/ per month
VS
Smart Term Plan Plus
586/- per month
SBI Life - Poorna Suraksha is an Individual, Non-Linked, Non-Participating Life Insurance, Pure Risk Premium Product with in-built Critical Illness cover. This Plan is designed by SBI Term Insurance to provide comprehensive protection to customers through lump-sum life insurance coverage and financial support for critical illnesses.
There's a unique feature of the plan called the 'Life Stage Re-balancing' that optimizes the level of protection covered by rebalancing between life cover and critical illness cover. Under this feature, the sum assured amount for the life cover reduces over the term whereas that of critical illness cover increases. And the best part about all this is that the premium amount remains the same throughout the term of the policy.
This plan offers life cover to 36 critical illnesses which is helpful for the policyholders to enhance their requirements with age. SBI Life Poorna Suraksha plan comes with the thought of 'Reverse Parenting' i.e., a child's precious gift to their beloved parents. As they become old, it is the responsibility of children to take care of their parents and this plan is one of the best and most affordable ways to reciprocate the same. Hence, a bunch of happiness exists in this 'Suraksha' policy.
SBI Poorna Suraksha Plan offers you a range of benefits including:
| PLAN DETAILS |
Poorna Suraksha Plan |
Smart Term Plan Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Minimum maturity age: 28 years, Maximum Maturity Age - 75 years | Maximum maturity age- 100 years |
| Plan Sum Assured | Basic Sum Assured: ₹20L to ₹2.5 Cr | Base sum assured- Rs 25 lakhs to No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Yearly, Half-Yearly, and Monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under SBI Life Poorna Suraksha Plan. | Policy loan is not available |
| Plan Sample Premium | Rs 549-/ per month | Rs 586/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 30 years | Minimum policy term- 5 years, Maximum policy term- 82 years |
| Claim Settlement Ratio (2024-25) | 98.83% | 99.70 |
|
SBI Term Insurance | Best Life Insurance Policy In India |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your SBI Life Poorna Suraksha Plan:
Accidental Death Benefits Riders provide an additional sum if the policyholder dies within 120 days of the accident.
Accidental Total and Permanent Disability Riders cover the policyholder if any accident occurs that leads to the permanent disability of the policyholder.
Consult for Personalized Insurance Advice
Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.
ChatGPT
Claude
Perplexity
2862-1768461875.png)
4573-17437572564599-1745910534.png){kind=logo}
