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Bharti AXA Life POS Saral Jeevan Bima Yojana is a non-linked, non-participating, individual, pure-risk premium life insurance plan that offers lump sum death benefit from Rs.50,000 to no limit in case of demise of the life insured during the policy tenure. It provides a double sum assured to the nominee in case of the demise of the life insured due to an accident. The plan also has one of the highest policy issuance rates because no medical examination test is required for purchase.
Bharti AXA Life POS Saral Jeevan Bima offers you a range of benefits including:

| PLAN DETAILS |
Pos Saral Jeevan Bima Yojana |
Hdfc Click Supreme |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Maturity age | Maximum Maturity Age - 65 years | Maximum Maturity Age - 85 years |
| Plan Sum Assured | Basic Sum Assured: ₹50 Thousands to no limit | Base sum assured: Rs 10,000 to No Limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 55 years | Minimum Age - 18 years Maximum Age - 84 years |
| Plan Payment modes | Annual, Semi-Annual, Quarterly, and Monthly | Monthly, Quarterly, and Half-yearly and Yearly |
| Plan Policy loan | The policy loan is not available under POS Saral Jeevan Bima Yojana Plan. | No Policy Loans are available under this plan. |
| Plan Sample Premium | Rs 530-/ per month | Rs 931/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 25 years | 1 month to 85 years minus entry age |
| Claim Settlement Ratio (2024-25) | 99.18% | 99.68% |
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Bharti AXA Term Insurance Plans |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Bharti AXA Life POS Saral Jeevan Bima Plan:
Get an extra payout on top of the base cover in case of unfortunate death due to an accident.
It waives off your future premiums in case you're faced with an unfortunate event like critical illness, permanent disability, or death.
Get an additional payment of a fixed benefit for each day of hospitalization and a lump sum benefit in case of surgery.